
INSURANCE CENTER
ASSOCIATES
Harbor Insurance C & S Insurance
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" Your Beacon
of Safety, Security, and low rates since 1933"
Serving the community for over 70
years, our company has grown into a well respected, full service insurance agency.
We have offices in San Pedro and Torrance, California (Map &
Info) which are in the South Bay area of Los Angeles County. We serve all of California
and are also licensed in the following states: Arizona - Colorado - Florida - Ohio -
Nevada - Texas - Washington. We also have the ability to handle your needs in other states
should the occasion arise. Our agency currently
serves the insurance needs of about 4,000 individuals and families, as well as over 1,500 selective business concerns.
Our office makes use of a state-of-the-art computer
system for record keeping and servicing your needs. We also have a special rating
computer so that instant rate comparisons can be made of the country's finest insurance
companies. In addition, we are "on-line" with several of our prime carriers to
provide you with the fast and efficient personal service you need and desire.
Our Aims . . .

To reduce your
insurance cost.
To reduce gaps in coverage.
To provide you with the services you need and require.

We take pride in providing you with the service you
desire. From "Taking an order" to "Shopping your insurance" through
providing full or customized services. If desired, our staff can
work with you to analyze and determine your requirements and develop a plan that will meet
your specific insurance needs.
Through our no-cost risk management, risk
reduction, and risk elimination services, the cost of your insurance package can be
considerably reduced.
The Services
You Can Expect
- "No-Hassle" friendly and professional
service.
- An individualized analysis and protection program
based on your insurance needs and desires.
- We will present you with a competitively priced
proposal.
- We will select the company or companies best suited
to you.
- We move quickly to get fair and prompt settlement of
your claims.
- Periodic reviews of your program.
- We look for ways to save you money.
- Accessibility via our convenient location, phone,
fax, and Internet E-mail

We are an
Independent Insurance Agent & Broker
As a Independent
Agent, we do not work for an insurance company; we work for you. We work on your side
when you have a loss and follow through to see that you get fair, prompt payment.
We represent a carefully selected group of sound,
reputable insurance companies, and we place your policy with the company offering the best
coverage at a competitive price.
A Professional
Agency - With Personal Service
We are a group of skilled insurance brokers and
agents who are dedicated, conscientious, and caring people; the kind of people you can
depend on when you need help or assistance.
Our primary objectives are:
To provide the best services and coverage available at the best
price
To be honest and fair in all our dealings
To be interested in our community, our customers, and their problems
To treat our customers needs as though they were our own
To allow you to be "the boss" and provide the services you
need and ask for.
We have a commitment to maintain a high standard of
excellence in all that we do, and to establish a firm relationship of trust and service
with each of our clients.
We Invite Your
Inquiries
Should you need information in
connection with any type of insurance, please call on us.
It is our pleasure to answer your questions, and
provide you with a personalized no cost, no obligation review and comparison of your
insurance.
To serve your needs, we can also be reached by phone, Fax, or via Internet E-mail.
For your added convenience, we are also open after hours and Saturdays by appointment.
We offer you
Complete Insurance Programs . . .
PERSONAL COVERAGE:
Homeowners / Fire / Dwellings
Automobile / Recreational Vehicles
Motorcycle
In-Home Business Coverage
Umbrella Liability
Boats / Yachts / Watercraft
Valuable Property
Condos / Tenants
Motorhomes / Trailers / ATV
BUSINESS COVERAGE:
Commercial Property
Commercial General Liability
Special Business Owners Packages
Workers Compensation
Business Automobile
Commercial Excess Liability/Umbrella
Bonds / Surety
Special Events
Group Health / Life / Disability
FINANCIAL PLANNING:
Universal Life Insurance
Term / Paid-up Life Plans
Mortgage Life/Disability
IRA
Disability Income Plans
Pension/Profit Sharing
Individual Health & Disability Plans
Long term care / Nursing home plans
Go to: Product
Information
Go to: Request a Quote:
Go to: Consumer Information

"If it's important to you...
... It's important to us!"

Placing your Insurance
As Independent
Agents and Brokers, we serve you first. We're here to represent you and your needs. To
do this, we represent a full line of quality and competitive Insurance
Carriers to meet your specific needs. In addition, we employ a state of the art
automation system designed to allow us to provide quick and efficient service, computer
rating services, and on-line processing with our carriers.
Click Here to view a partial
list of the carriers and brokers we work with.
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