Before a Hurricane:
- Make a written or videotaped inventory of
household possessions/property and store in a
safe place with insurance policies, documents and
other valuables.
- Identify evacuation locations.
- Keep telephone numbers and road maps handy.
- Listen to local radio and TV stations for
evacuation instructions.
- Take a first aid class from your local Red Cross
chapter.
- Assemble a disaster supplies kit including:
first aid kit, essential medications,
canned food, can opener, at least three gallons
of water per person, protective clothing,
rainwear, sleeping bags, battery-powered radio,
flashlight, extra batteries, special items for
infants, the elderly and the disabled and written
instructions for how to turn off gas and water if
so advised.
- Install hurricane shutters or precut 3/4"
marine plywood for each window of your home.
- Make trees more wind resistant by removing
diseased or damaged limbs, then strategically
removing branches so that wind can blow through.
- Fill your car's gas tank.
- Recheck manufactured home tie-downs.
- Be alert for tornadoes.
- Stay away from flood waters.
After a Hurricane:
- Call your independent insurance agent as soon as
possible.
- Make temporary repairs to prevent further damage.
- Delay permanent repairs until your insurer
approves reimbursement.
- Get any necessary construction permits from your
community.
- Keep all receipts.
- Prepare an inventory of all damaged or destroyed
personal property.
- Take photos of damaged areas.
- Save remnants of damaged or destroyed property
for your insurance company adjuster.
- Meet with your adjuster first, before signing
anything with contractors, lawyers or public
adjusters.
Back to Disaster
Tips
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Information provided
courtesy of Independent Insurance Agents of America
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